Banking & Financial

Practice Areas / Banking & Financial

We are one of the well-known law firms in India rendering legal services in various aspects of the banking and financial sector. We advise domestic and international financial companies, institutions and banks including non-banking financial companies on securitization laws, securities, derivatives, restructuring, banking and insolvency, asset finance, project finance, and insurance. Our attorneys possess significant experience with legislation and regulations concerning securities, securities transfers, and privacy, including collection, use, and disclosure of information in a financial context.

Our firm advises its clients on provisions under the Banking Regulation Act, 1949 and notifications issued by the RBI. Our firm also advises clients on the structuring of foreign investments in the banking sector in India including foreign exchange regulations under FEMA. 

 

Services rendered by our Firm in the financial sector include acquisition finance, project finance, legal opinions, drafting escrow, consortium, mortgage, pledge and lien agreements and loan agreements, credit & security documentation. Our firm also deals in the securitization of assets, cases with respect to the dishonor of cheques, debentures, guarantees and other forms of securities, etc. Our Firm represents Citi Financial Consumer Finance India Ltd., a leading NBFC in India in civil and criminal litigation, consumer matters and arbitration.

Our Firm deals in all matters connected with DRT, ADRT and Securitization Act including drafting of DRT replies, counterclaims, counter-suits, suits, writ petitions, etc. Our Firm represents various financial institutions and organizations.

Our team has vast experience in this area which has helped many clients in crucial aspects of banking and finance such as debt restructuring, acquisition finance, project finance, syndicated lending, etc.

Our clientele includes public and private sector banks (national and international), pioneer financial institutions, multinationals, and multiple non-banking financial companies. With a keen understanding of what the client wants to achieve, we provide a focused and beneficial pragmatic approach towards all transactions.

The insurance sector has also been fast developing. Our Firm deals in insurance and financial institution’s regulations. We provide legal advice and representation related to Insurance Laws as well as address insurance and reinsurance coverage issues arising out of a wide variety of claims, including bad faith claims, environmental-related claims, construction defect claims, construction bodily injury claims, personal injury claims, employment-related claims, product liability claims, professional liability claims, general liability claims and claims related to the storm, fire, water losses, etc.

Our Firm’s finance practice represents lenders, underwriters, arrangers, borrowers and other clients in their various roles in financing transactions and provides reasoned and timely advice concerning mergers and acquisitions, leveraged buyouts, tender offer financings, joint ventures, and other credit transactions. We also deal in obtaining licensing and regulatory approvals for unit trusts and investment companies.

The team handles the entire spectrum of work which includes:

  • Due Diligence on the investee, borrowers, Promoters and Projects / Securities
  • Structuring transactions
  • Drafting term sheets and transactional documents, negotiations
  • Advising on the regulatory framework and related issues
  • Preparation of project reports and feasibility studies
  • Raising funds from international markets.

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